Anyone who knows me slightly well knows that I LOVE trees. I’m not a dendro or anything, I just love them. I love everything about them, I find them humbling and beautiful. Aweinspiring and leafy. They make me feel secure. Conversely, places without trees make me feel edgy. And I feel a deep sadness every time I see that one I’ve grown up with has been cut down. It takes hours to cut down one massive tree. It takes decades for one massive tree to grow. It also makes me angry.
I opened my very first bank account with the National Australia Bank when I was 11. Dad thought it would be a good idea to become savvy with banks at a young age and for about 6 months, I used to walk down to the li’l Highton branck to deposit and withdraw the pittance that I had. I was impressed by Dad’s bank book, all those instances it had been stamped made my bank book look very amateur. I think I had a grand total of twelve stamps before I decided to stop going there. Not even an entire page.
Bendigo Bank became my bank of choice. I like Bendigo Bank. Bendigo Bank is a good bank. But I digress.
I had $4.52 in that NAB bank account for ten years that I never touched. And every month I got a bank statement informing me of my account details and my $4.52. Until one day, earlier this year, I got a bank statement from the NAB and it said I had $0.00. I don’t know where my $4.52 went. I’m sure that that money along with the $2.00 surcharge fee that all NAB ATM’s charge anyone when they withdraw money has gone to a good place though, so I’m not worried!
I rang the NAB that day I got that letter to tell them to close my acount, what’s the point in having it open, really? I mean, I haven’t accessed it for over a decade and there’s no money in it.
So, I rang and I was put in a queue. And another and another and another ’til I got through to some daft bitch who after wasting 40 minutes of being put on hold, told me I have to go into my branch myself to close it, she can’t do it over the phone.
So, I went into the li’l Highton NAB branch and I said “Please close my account, I don’t want anymore paper wasted letting me know I have no money. I’m already aware of that. Also, I haven’t been here for over ten years. Also, you’re killing trees letting me know I have no money in an account I don’t ever use”. And the lady I talked to was very understanding and said “I’ll close your account, you WILL get one more letter from us but it will just be for your records, confirming that your account has been closed.” – I didn’t want that letter either but I got it and up until today, I haven’t thought about the NAB.
Up until today I hadn’t heard from them since receiving my confirmation letter.
I come home from work to find a letter from the NAB.
Can you believe it? The li’l Highton branch is closing and relocating to Belmont. And they’re letting ME know? I don’t give a rats ass. I’m no longer affiliated with the NAB. Or AM I?? So, I called the NAB, hung up before it connected realising the error of my ways, and went to the li’l Highton branch and stormed up to the counter and this is what transpired:
Suzy: “I got this letter today and I closed my account months ago. So, why did I get this letter?”
Bank Teller: “You closed your acount?”
Suzy: “Yes.”
Bank Teller: “You no longer have an account here?”
Suzy: “That’s right.”
Bank Teller: “I don’t know why … if you closed your account … “
Bank Teller then confirms the account is closed on the computer.
Bank Teller: “You’re still on our database. All your details are still there.”
Suzy: “I don’t want me details sent on to this new branch in Belmont. I don’t want to be sent letters about the NAB anymore. It’s a complete waste of paper.”
Bank Teller: “Well, it’s on the system, it’s all automated. I’ve got no say in it, so …”
Suzy: “So … I’m expected to keep hearing from the NAB even though I’ve no business with you whatsoever?”
Bank Teller: “It’s out of my control, it’s all automated.”
Suzy: “You can’t delete my details?”
Bank Teller: “No.”
And that was the end of that. I swear to God if I hear from NAB again I’m going to burn down thier brand spanking new Belmont branch. Sure, it’s ironic in that I’m burning it down as a protest to stop them from wasting paper and cutting down trees, our natural CO2 storers, and hence contributing harmful CO2 into the atmosphere during the burning … wait … is that irony? Whatever, it’s the principle of the thing.
I couldn’t even get angry at that Bank Teller because it’s “out of her control”. So, I got to thinking, even if the system’s automated some jive sucker has to put those automated letters in to envelopes and then post them, computers don’t do that. Surely thier banking programs could have a “delete client” function. The programs we use at work do. They become completely irretrievable. And if thier programs don’t have that function, surely they can update the current program to allow for that?
I am only one angry ex-client of the NAB. But how many others are there with reams of bank statements that have come from being a client of theres for more than 12 years?? How much paper are they going to waste? How many more trees need to be cut down for no good f*cking reason? How many have already been cut down for no good reason? And this is only one bank. Take a moment to think of all the other companies that waste paper … it’s a wonder we have any trees left.
Thinking like this makes me angry I need to lie down.
In conclusion, the NAB sucks and I HATE THEM!
Bendigo Bank good.
CBS great.
* sound gun shot *
Bendigo Bank is nice. Unfortunately there aren’t many Bendigo Bank ATMs over here in WA, but I found some, and I’m sticking by them.
My ex-housemate was, and apparently is, still with ANZ. Every month I still receive a letter for her from ANZ saying she has $0.00 in her bank. She told me she’d already closed that account.
In conclusion, ANZ and NAB stink.
By: Blobs on July 20, 2009
at 12:37 pm
Cool story! My Ma was in a similar situation as you but she didn’t resolve it. So she still has the account from when she was a kid. It’s with ANZ. She calls it her ’slush fund’ which I guess is a dated reference to some kind of money laundering…
By: Hooly on July 20, 2009
at 2:35 pm
My parents rate the Bendigo bank, but to be honest, it’s the same as the C.W. bank, just with less atms and a more trustworthy country vibe. I was never really fussed with banks, I left my $ with the CW purely out of the CBF factor. But I’ve been convinced in them. I have to say my local CW branch is AWESOME. They not only all remember I’m a music teacher- (this is before I’ve swiped any identification and that sort of thing where all my info comes up on the screen) they also come up with cool ways for me to milk the bank, eg. moving 500 from account a to account b will mean extra interest or some shit, or how to automatically STOP GETTING LETTERS and move everything to email or Netbank. Very cool. So I don’t get any letters from CW for any reason. But I don’t really care about those trees because they’re probably just pine ones grown to die. Like Steggles chickens.
And I bet you can have your details removed from the system if you went higher. Huff and puff and ask to speak to the manager. That’s what whingey heads do at Gold Class and it always works.
By: crommo on July 20, 2009
at 11:27 pm
ANZ sucks noodles as well, eh Blobs? What is it with banks anyway? You and I should open our own bank! A paperless one that’s all futuristicky and has a state-of-the-art detention centre where the children are kept in place with magnets. Magnets. Always with the magnets.
Funnily enough, Hooly, my Dad once referred to an account my mum had as a “slush fund”. Must be old people talk or something.
And Crommo, I think I will go to the manager IF I get another letter. You may be right about the trees, grown purely for paper, but we do make an awful lot of waste. For anyone who’s interested, check out “The Story of Stuff” with Annie Leonard here at: http://www.storyofstuff.com/
Ever since I watched that video I’ve been finding if very hard to consume/throw away anything. But I’d rather know than not know. Spread it around like wild fire, loyal readers of this cobweb riddled blog.
By: Suzy J. on July 21, 2009
at 12:32 am
I’d rather not know. I’m weird like that. Like Karl. I don’t remember the last time I watched the news. I’m aware that it’s fundamentally a bit silly. But I’m happy.
By: crommo on July 21, 2009
at 7:38 am
OMG…. stories of this ilk make me angry. I have an obscene amount of patience for front-line workers, having been a fast-food worker, a waitress, a video rental girl, a cashier, a receptionist, a phone operator, etc. I know what it’s like to cop attitude from patrons for things that are “out of my control”. But what’s sooo annoying is how structurally inefficient these big corporations are. I’ve encountered the same types of issues over and over again, with phone companies, cable companies, banks, internet providers, etc. I can tell you right now there is some way to have your data removed from the system, you just have to take it through the proper channels. Crommo is so right – the squeaky wheel always gets the grease. You don’t necessarily have to be rude, you just have to be insistent. If you push hard enough, you’ll get your way. It just sucks that it has to reach that point where you basically have to be an a**hole to get the matter resolved. That teller totally should’ve referred you to her supervisor instead of just leaving it. It makes the folks at NAB look pretty incompetent.
By: Sheri on July 24, 2009
at 1:08 pm
I hate the NAB, it is an evil empire made up of thieves and complete bastards. I hope they all burn in hell…FARKIN CAAAANTS!!!!
By: Charles on August 10, 2009
at 5:18 am
Thanks for your input, anonymous friend. Glad to know I’m not the only one.
And Sheri, if I get a letter, I’m going straight to their manager and cramming it down their throat!
By: Suzy J. on August 13, 2009
at 11:44 pm
“well, we all know theirs huge benefits to register a http://www.cyprus-company-formation.net – Cyprus company, lol. My account pointed me to a few blogs on the net which i’m rather reluctant to check out as i’ve been so busy lately”
By: Cyprus on August 14, 2009
at 3:34 pm
How about getting a life you lot ? It’s an imperfect world. Do your best in it. If everyone does their best, the place is a half decent one to live in …and it’s the only one we have !!
By: Harry Highpants on October 1, 2009
at 2:27 pm
Getting a life? Does such a thing actually exist?
By: Suzy J. on October 2, 2009
at 6:27 am